Your financial wellness starts with Spruce
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Why Spruce?
Built on a solid foundation by H&R Block from decades of financial experience, Spruce is here to help you take control of your finances.
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A long history of help
Spruce is built by H&R Block, a company with a rich history in helping people with finances.
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A mission with you in mind
Our mission is to provide a fair, frank, and progressive financial future for everyone.
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Backed by one of the best
Bank products provided by Pathward® N.A., Member FDIC, a federally-chartered bank founded in 1954.
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Industry-leading partners
FICO® score based on Experian data
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FDIC insured deposits
Deposits are FDIC insured up to $250,000 through our bank partner Pathward®, N.A., Member FDIC.
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Simplified money management
Track spending, set saving goals, check credit score, and more through an easy-to-use app.
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Spruce fintech platform is built by H&R Block, which is not a bank. Bank products by Pathward®, N.A., Member FDIC.
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Start your journey with Spruce
Join the hundreds of thousands of Americans who opened a Spruce account and are taking control of their financial future today.
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WHAT SPRUCE USERS HAVE TO SAY
“I love my new Spruce bank account and thank you all for everything. I’m telling everyone about Spruce and H&R Block when I get the chance.”
– Scotty
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