mother looking at Spruce app with daughter mother looking at Spruce app with daughter mother looking at Spruce app with daughter

Your financial wellness starts with Spruce

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    Spruce is built by H&R Block, a company with a rich history in helping people with finances.

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    Our mission is to provide a fair, frank, and progressive financial future for everyone.

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    Bank products provided by Pathward® N.A., Member FDIC, a federally-chartered bank founded in 1954.

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    FICO® score based on Experian data

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    Deposits are FDIC insured up to $250,000 through our bank partner Pathward®, N.A., Member FDIC.

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    Track spending, set saving goals, check credit score, and more through an easy-to-use app.

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  • WHAT SPRUCE USERS HAVE TO SAY