AUTOMATIC TRANSFER
Make saving money automatic
Set up automatic transfers to your Extra Saving or Saving Goals for however much you want, as often as you please. You’ll be saving money without even thinking about it.
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SAVINGS ACCOUNT
Say hello to a high-yield savings rate
Spruce customers can earn ![apy:savings-interest-rate]! APY on their Savings Account with no minimum balance requirements! Opt in online or through the app after you sign up.
The Annual Percentage Yield (APY) is accurate as of ![text:spruce-apy-accurate-as-of-date]! This rate is variable and can change without notice. Fees may reduce earnings.
^For illustrative purposes only.
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HIGH-YIELD SAVINGS RATE
Compare rates and maximize earnings with Spruce
You can earn ![apy:savings-interest-rate]! APY on a Spruce Savings Account!
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*FDIC average national savings rate as of ![text:fdic-date]! here.
**Comparison based on non-Chime+ high-yield savings account as of ![text:chime-date]! on chime.com/savings. Chime is a registered trademark of Chime Financial, Inc.
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SAVING GOALS
Save now.
Sigh of relief later.Create a custom saving goal to put money away for an emergency or the things you really want.
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ROUND UP
Round up and save those extra cents
When you turn on Round Up, we’ll automatically round up your Spruce debit card purchases to the next dollar and deposit the change into your Spruce Extra Saving.
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Feel secure about your savings
When you use Spruce to save your money, those funds are FDIC insured through our bank partner Pathward®, N.A., Member FDIC, up to the maximum amount permitted by law.
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Set your sights on successful saving
Use our Saving Goal calculator to see just how soon you could reach your financial goals when you start saving regularly.
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