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BUDGET TRACKER TOOL
Budgeting made easy
With the Spruce budget tracker, automatically categorize transactions and personalize your Watchlist to keep tabs on your spending in a flash.
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Track income and spending with Watchlist
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Monitor money coming in
If paychecks tend to fluctuate or arrive on different days, set an income goal to make sure you’re on track for the month.
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Stay on top of money going out
Track spending in categories you care about and know where to make adjustments if needed.
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Customize your budget tracking in a few taps
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Personalize your Watchlist
With just a few taps, customize the Watchlist and stay up-to-date on your chosen categories.
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Set custom spending levels
Choose the amount that works for you and adjust it as needed. No judgment.
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CLEAN UP YOUR FINANCIAL LIFE
Streamline and simplify recurring payments
Pay bills and subscriptions with your Spruce account. Update your info to make Spruce the preferred payment.
Spruce fintech platform is built by H&R Block, which is not a bank. Spruce℠ Spending and Savings Accounts established at, and debit card issued by, Pathward®, N.A., Member FDIC, pursuant to license by Mastercard®. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.