Your financial wellness starts with Spruce
Why Spruce?
Built on a solid foundation by H&R Block from decades of financial experience, Spruce is here to help you take control of your finances.
A long history of help
Spruce is built by H&R Block, a company with a rich history in helping people with finances.
A mission with you in mind
Our mission is to provide a fair, frank, and progressive financial future for everyone.
Backed by one of the best
Bank products provided by Pathward® N.A., Member FDIC, a federally-chartered bank founded in 1954.
Industry-leading partners
FICO® score based on Experian data
FDIC insured deposits
Deposits are FDIC insured up to $250,000 through our bank partner Pathward®, N.A., Member FDIC.
Simplified money management
Track spending, set saving goals, check credit score, and more through an easy-to-use app.
Spruce fintech platform is built by H&R Block, which is not a bank. Bank products by Pathward®, N.A., Member FDIC.
Start your journey with Spruce
Join the hundreds of thousands of Americans who opened a Spruce account and are taking control of their financial future today.
WHAT SPRUCE USERS HAVE TO SAY
“I love my new Spruce bank account and thank you all for everything. I’m telling everyone about Spruce and H&R Block when I get the chance.”
– Scotty