SPRUCE MOBILE BANKING APP

Make your tax refund go further with Spruce.

You could get your federal refund up to 5 days early, save a recommended portion of your refund, and earn 3.50% APY on your Savings.

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TAX REFUND CALCULATOR

Estimate your refund to plan ahead

Use the H&R Block Tax Refund Calculator to get an estimate of your expected refund and start your savings plan today.

*Average refund taxpayers received based upon IRS data date ending 02/23/24.

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A personalized savings tool for your refund

The Spruce mobile banking app could help you make the most of your tax refund by recommending a portion to save when you get it. The amount you save earns high-yield interest after you opt in.

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H&R BLOCK TAX PREPARATION

Need help getting your max refund?

With H&R Block, file the way you want and get expert help when you need it.

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