SPRUCE FEATURES
You could get your federal refund up to 5 days early and then we can help you set a plan to save some for future goals.
If you deposit your federal refund into your Spruce account, you could get it up to 5 days early.
When you get your refund, we’ll recommend a portion of it to save. The amount you save earns high-yield interest when you opt in.
Opt in to earn ![apy:savings-interest-rate]! APY on your Savings Account. No minimum balance required.
Skip the trip to the bank and deposit checks from anywhere, anytime of day.
Automatically categorize your spending and then choose which areas to keep a closer eye on with the Watchlist.
Get paid up to 2 days early when you set up direct deposit. No fees required.
By providing your email, you agree to receive Spruce marketing emails. See our Privacy Notice for how we collect and use your info.
