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Budget today for a brighter tomorrow
Spruce will automatically categorize transactions so you can personalize your Watchlist and keep tabs on categories you care about.
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Mobile banking app features you’ll love
Spruce takes security seriously
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Your deposits are FDIC insured. This means your accounts are insured by the Federal Deposit Insurance Corporation up to $250,000 — the maximum amount permitted by law.
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24/7 dedicated fraud and lost debit card support and transaction fraud monitoring
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Freeze/unfreeze your debit card if it gets lost or stolen, hide your Spruce card number while using it in public, and rest easy knowing your Spruce debit card is protected by Mastercard Zero Liability.